Janet Fernandez

Welcome to the Janet Fernandez State Farm Agency!

I’m Janet, and I’d love to share a bit about myself. My husband and I met while we were students at Florida State University, and we’ve been together for 42 incredible years—37 years married and 5 years dating. We both earned Business degrees and even served as Student Senators, representing opposite sides. Today, we’re proud parents of three adult children who are each building their own destiny. Our “house divided” includes a proud UF Gator, an FSU Seminole, and a neutral Boston College graduate. While our two daughters have made their homes in the Northeast—one working in law and the other in finance—our son, Michael, stayed in South Florida. He’s grown his own successful State Farm Agency in Cooper City, Florida.

For more than 30 years, I’ve had the privilege of serving as a State Farm agent—helping individuals and families understand risk and protect what matters most. My perspective has been shaped by life experiences, including surviving a plane crash and recovering from a serious car accident. Those moments deepened my appreciation for every day and strengthened my commitment to helping others.

One of the most rewarding parts of my work is coaching and developing our team members and interns. Over the years, I’ve trained and mentored more than 50 interns, and it’s been truly fulfilling to watch them thrive. Some have continued in insurance and financial services, and I’m especially proud that three of my former interns have become local State Farm agents themselves.

Along the way, I’ve received State Farm awards such as Crystal Honor Agent, SVP Agent, Chairman Circle Agent, and Ambassador for Life. But for me, service matters far more than recognition. I’m also active in the community through organizations including Habitat for Humanity, the Broward County School Business Partner Program, and the High School Mentor Program. I enjoy speaking with local students about the importance of car insurance, too.

At the Janet Fernandez Agency, we proudly serve customers across Florida—with a strong focus on families relocating to South Florida. We’re proud to support communities including Fort Lauderdale, Cooper City, Davie, Weston, Pembroke Pines, Plantation, Sunrise, Tamarac, and Coral Springs.

We offer a full range of insurance products—auto, home, business, life, and health—plus access to 96 additional products and services. For your convenience, we also provide complimentary notary and fax services, and our team is fluent in both English and Spanish.

Whether you’d like to reach us by phone, click, text, or by visiting our office, we’re here to help. We offer free quotes for auto insurance and homeowners insurance. Exceptional service and clear, easy-to-understand guidance are at the heart of what we do. We’d be honored to earn your business and show you why our reputation has been built through years of commitment—because we make insurance easier to navigate, step by step.

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Connect with Janet for insurance guidance in Weston.

Q: How fast can I get car insurance?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. In Weston, you can count on Janet for personalized service.

Q: What are the insurance requirements on a leased car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Janet serves Weston, FL and is happy to help with your insurance needs.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. Janet is here to help your Weston household feel covered.

Q: What is renters insurance?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. Looking for coverage? Talk with Janet about your options in Weston.

Q: What should I know about life insurance?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Janet is proud to serve the Weston community.